1. Terms and Conditions of Using Our Site

The World Bank Group and its officers, agents, employees, and content providers (referred to below as “The World Bank Group” or “we” or “us” or “our”) maintain this web site and/or any related site (such as a related mobile application) that links to these World Bank Group Terms and Conditions (the "Site") as part of efforts to provide broad public access to information. We encourage you to use the World Bank Group information and data it contains (the "Materials") as well as communications tools designed to facilitate this use. Your access to and use of the Site, the Materials, those communications tools, and any new tools made available by us that alter or improve your use of the Site or the Materials are subject to these World Bank Group Terms and Conditions, as well as any documents expressly incorporated by reference herein (collectively these “Terms and Conditions”).

Please read these Terms and Conditions carefully before you start to use the Site. By using the Site, you accept and agree to be bound and abide by these Terms and Conditions and our Privacy Policy. If you do not want to agree to these Terms and Conditions or the Privacy Policy, you must not access or use the Site.

For some of the Materials, such as the Datasets listed in The World Bank Data Catalog or the Publications made available in the Open Knowledge Repository. The World Bank Group has additional specific terms of use, all of which are hereby incorporated by reference. Those specific terms of use are available on the pages through which the relevant Materials are accessible, and are also collected here:

Terms of Use for Datasets

Terms of Use for the Open Knowledge Repository

Terms of Use for the World Bank Group Archives Photo Catalog

For the remainder of the Materials, you may make non-commercial uses thereof, but you may not make any derivative work or commercial use, including without limitation reselling them, charging to access them, charging to redistribute them, or charging for derivative works based on them, without the prior written consent of the relevant member institution(s). The foregoing limited license rights are conditioned upon your providing proper attribution to The World Bank Group, including the relevant member institution(s), the individual author(s) of the work, if any, and any third party content providers, consistent with the following format: “The World Bank Group authorizes the use of this material subject to the terms and conditions on its website, Legal.”

The World Bank (the “Administrator”) administers this Site on behalf of the World Bank Group. The World Bank Group is comprised of IBRD (International Bank for Reconstruction and Development), IDA (International Development Association), IFC (International Finance Corporation), MIGA (Multilateral Guarantee Agency), and ICSID (International Centre for Settlement of Investment Disputes). For purposes of these Terms of Use, “The World Bank Group” means any or all of its member institutions, as the context may require. The member institutions of the World Bank Group are separate legal entities and are severally (but not jointly) liable for their respective obligations hereunder.

All Materials on this Site from the various member institutions of The World Bank Group, and other content providers, on this Site appear subject to these Terms and Conditions.

Unless expressly stated otherwise, the findings, interpretations, and conclusions expressed in the Materials in this Site are those of the various authors of the Materials and are not necessarily those of The World Bank Group, its member institutions, or their respective Boards of Executive Directors or member countries.

No Endorsement
No Association
Accessing the Site; Usernames and Interactive Tools
Intellectual Property Rights
Use of the Site
Application Program Interfaces
Procedure for Sending Complaints Regarding Materials
Procedure for Sending Copyright Notices under the Digital Millennium Copyright Act
Disclaimers of Warranties
Limitation of Liability
Indemnification
Governing Law
Preservation of Immunities
Miscellaneous

No Endorsement

You may not publicly represent or imply that The World Bank Group, or any of its member institutions, is participating in, or has sponsored, approved, or endorsed the manner or purpose of your use or reproduction of the Materials. The World Bank Group, or any of its member institutions, shall be entitled to prosecute, to the fullest extent of the law, any use of the Materials in a manner that falsifies, misrepresents, disparages, or fraudulently uses the Materials.

No Association

The names World Bank Group, IBRD (International Bank for Reconstruction and Development), IDA (International Development Association), IFC (International Finance Corporation), MIGA (Multilateral Guarantee Agency), and ICSID (International Centre for Settlement of Investment Disputes), and all related names, logos, product and service names, designs and slogans are trademarks of the relevant member institution(s). You may not use any such trademark, official mark, official emblem, or logo of The World Bank Group or its member institutions, or any of its other means of promotion or publicity, without the prior written consent of the relevant member institution(s), nor in any event to represent or imply an association or affiliation with The World Bank Group or any of such member institution. All other names, logos, product and service names, designs and slogans on this Site are the trademarks of their respective owners.

Accessing the Site; Usernames and Interactive Tools

In order to access certain portions and features of the Site, you may have to create a “username” and complete an account registration process. If you do so, you agree to provide accurate, current, and complete information about yourself as prompted by the Site's registration forms. You also agree to update your account information in a prompt manner in order to keep it true, accurate, current and complete. You agree that all information you provide to register with this Site or otherwise, including but not limited to through the use of any interactive features on the Site, is governed by our Privacy Policy, (which is hereby incorporated herein by reference), and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

You are responsible for maintaining the confidentiality of your account password and username, and are fully responsible for all activities that occur under your password or username. Please immediately notify the Administrator of any unauthorized use of your password or username or any other breach of security.
The World Bank Group reserves the right, at its sole discretion for any reason or no reason at any time and from time to time and with or without notice to you, to modify or discontinue, temporarily or permanently, the Site (or any part thereof) or to terminate your username and account and/or your access to the Site (or any part thereof). Under no circumstances shall The World Bank Group be liable for any loss, damage, liability, or expense incurred or suffered which is claimed to result from your use of the Site or Materials made available on the Site, including without limitation, any fault, error, omission, interruption, or delay with respect thereto.

Intellectual Property Rights

The Site and its entire contents, features and functionality (including but not limited to all Posts, information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by The World Bank Group, its member institutions, business partners, service providers, licensors, users or other providers of such Material and are protected international copyright, trademark, patent, trade secret or other intellectual property or proprietary rights laws.

Use of the Site

Prohibited Uses:

You may use the Site only for lawful, personal and non-commercial purposes. The Site may contain tools that enable you to “Post” (i.e., upload, post, make available, communicate, send, share, or transmit) Materials (collectively referred to as “Interactive Tools”). You agree not to use the Site, including the Interactive Tools, to do any of the following:

You further acknowledge that exchanges using Interactive Tools are public and not private communications. Therefore, any of your Posts will be considered available for public use and distribution as provided herein.

You represent and warrant that:

You understand and acknowledge that you are responsible for any of your Posts, that Postings by you and other users are not endorsed by The World Bank Group, and such Postings should not be considered reviewed, screened, or approved by The World Bank Group. The World Bank Group may or may not review Materials that you Post, but it shall have the right (but not the obligation) in its sole discretion to review, reject, or remove any and all Posts at any time for any or no reason whatsoever with or without notice to you.

You hereby grant each and all of the member institutions of The World Bank Group a royalty-free, irrevocable, transferrable, sub licensable, and non-exclusive perpetual license throughout the universe for use in any and all media whether now known or hereafter devised to use and exploit (including without limitation by reproduction, distribution, public display, adaptation, and/or public performance) any and all Materials that you Post.

Application Program Interfaces

The World Bank Group Application Programming Interfaces (“APIs”) are tools that allow you to retrieve and use certain Materials found on the Site.

For use of the APIs in connection with some of the Materials (such as Datasets listed in The World Bank [Group] Data Catalog), The World Bank Group has specific terms of use, all of which are hereby incorporated by reference. Those specific terms of use are available on the pages through which the relevant Materials are accessible. For use of the APIs in connection with other Materials, you may use the APIs to facilitate certain non-commercial uses of the Materials in accordance with these Terms and Conditions. However, you may not in any event use the APIs to facilitate commercial uses of the Materials, including without limitation reselling them, charging to access them, charging to redistribute them, or charging to create derivative works based on them.

The World Bank Group may release updated versions of the APIs at its sole discretion. New versions may not be compatible with previous implementations, and you agree to use the most recently updated version.

You agree not to modify, distribute, decompile, disassemble, or reverse engineer any portion of the APIs or any software of The World Bank Group.

You may not use the APIs in a manner that exceeds reasonable request volume or constitutes excessive or abusive usage, as determined by The World Bank Group at its sole discretion.

You may not use the APIs in a manner that is unlawful or that harms The World Bank Group, its service providers, its content providers, or any other person, as determined by The World Bank Group at its sole discretion.

The World Bank Group may monitor your use of the APIs. You may not use any technical means to interfere with such monitoring, and we may use technical means to overcome any such interference.

You agree not to facilitate access to Materials by using our APIs without entering into binding agreements with users of the Materials which limit use of the Materials in a manner that is consistent with these Terms and Conditions.

Please contact The World Bank Group at data@worldbankgroup.org with any questions regarding the APIs.

Procedure for Sending Complaints Regarding Materials

If you believe that your rights, or the rights of a third party, are being violated in any way by any Materials on the Site, please contact us at:

Complaints:
The World Bank Senior Vice President and Group General Counsel
1818 H Street, N.W.
Washington, D. C. 20433
Tel: 202 458 1530
Fax: 202 522 1589
email: legalhelpdesk@worldbank.org

We will work to prevent unlawful activity from taking place on or through the Site.

Procedure for Sending Copyright Notices under the Digital Millennium Copyright Act

If you have a good faith belief that your copyright is being infringed by any Materials on the Site and you want to provide The World Bank Group with a notification of claimed infringement under the Digital Millennium Copyright Act (DMCA), please send a Notice of Claimed Infringement, including the information listed below, to The World Bank Group’s Designated Copyright Agent:

Designated Copyright Agent:
The World Bank Senior Vice President and Group General Counsel
1818 H Street, N.W.
Washington, D. C. 20433
Tel: 202 458 1530
Fax: 202 522 1589
email: legalhelpdesk@worldbank.org

The World Bank Group has instituted a policy designed to enable, at The World Bank Group’s sole discretion, the expeditious removal of infringing material and the termination of the usernames and access of users who qualify as repeat infringers. Please make sure that any Notice of Claimed Infringement you send to The World Bank Group’s Designated Copyright Agent includes all of the following:

Disclaimers of Warranties

YOU USE THE SITE, MATERIALS AND APIS AT YOUR SOLE RISK. THE WORLD BANK GROUP PROVIDES THE SITE, MATERIALS, AND APIS "AS IS" AND "AS AVAILABLE". THE WORLD BANK GROUP EXPRESSLY DISCLAIMS TO THE FULL EXTENT PERMITTED BY LAW ALL WARRANTIES OF ANY KIND RELATED TO THE SITE, MATERIALS, AND APIS, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF THE SITE, MATERIALS, OR APIS. THE WORLD BANK GROUP MAKES NO WARRANTY THAT (1) THE SITE, MATERIALS, OR APIS WILL MEET YOUR REQUIREMENTS; (2) THE SITE, MATERIALS OR APIS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (3) THE RESULTS OF THE SITE, MATERIALS, OR APIS WILL BE ACCURATE OR RELIABLE; (4) THE QUALITY OF ANY PRODUCTS, SERVICES, OR MATERIAL OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS; OR (5) THE SITE, ITS SERVERS, THE MATERIALS, OR APIS, OR COMMUNICATIONS SENT FROM THE WORLD BANK GROUP WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NO INFORMATION OBTAINED BY YOU FROM THE WORLD BANK GROUP OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS AND CONDITIONS.

Other parties may have ownership interests in some of the Materials contained on the Site. The World Bank Group in no way represents or warrants that it owns or controls all rights in all Materials, and The World Bank Group will not be liable to you for any claims brought against you by third parties in connection with your use of any Materials.
Nothing in the Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendations. The World Bank Group is not registered under the U.S. Investment Advisers Act of 1940. Accordingly, nothing in the Site, or in such Materials, constitutes an offer of or an invitation by or on behalf of The World Bank Group to purchase or sell any shares or securities, nor should it be considered as investment advice.
The Site may contain links to third-party web sites. The linked sites are not under the control of The World Bank Group, which is not responsible for the contents of any linked site or any link contained in a linked site. The World Bank Group does not endorse the linked to sites.

Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall The World Bank Group or ANY ENTITY THAT IS A MEMBER OF THE WORLD BANK GROUP, or any other content provider, be liable for any direct, indirect, incidental, special, EXEMPLARY, or consequential damages ARISING OUT OF OR RELATING TO THIS AGREEMENT (INCLUDING FOR CLAIMS ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR INABILITY TO ACCESS THE SITE), even if The World Bank Group has been advised of the possibility of such damages. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

You specifically acknowledge and agree that none of The World Bank Group, or any of its member institutions, is liable for any conduct of any User. You hereby release The World Bank Group, and each of its member institutions, from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with the conduct of any User. 

The Site may contain advice, opinions, and statements of various content providers. The World Bank Group does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information provided by any content provider, or any User of this site, or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. The World Bank Group shall not be liable to any you or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any Materials (including content therein), regardless of cause, for any damages resulting therefrom.

Indemnification

As a condition of use of the Site, you agree to indemnify The World Bank Group, and each of its member institutions, from and against any and all actions, claims, losses, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms and Conditions. You will cooperate as fully as reasonably required in the defense of any such claim. The World Bank Group reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you shall not in any event settle any matter without the written consent of The World Bank Group.

Governing Law

Any dispute between The World Bank Group, or any of its member institutions, and you arising out of, or in connection with, the Site or your use of the Site which cannot be amicably settled between the parties to such dispute shall be arbitrated in accordance with the Commercial Arbitration Rules of the American Arbitration Association then in effect by one arbitrator appointed in accordance with those rules. The arbitration shall take place in the District of Columbia. Any resulting arbitration decision shall be final and binding on both parties. Judgment upon any arbitration award in favor of The World Bank Group may be entered in any court having jurisdiction thereof. The World Bank Group Terms and Conditions and the relationship between you and The World Bank Group shall be governed by the laws of the District of Columbia as an agreement wholly performed therein without regard to its conflict of law provisions.

Preservation of Immunities

Nothing herein shall constitute or be considered to be a limitation upon or a waiver of the privileges and immunities of any of the member institutions of The Work Bank Group, which are specifically reserved.

Miscellaneous

These Terms and Conditions may be amended by The World Bank Group from time to time at our sole discretion. Upon amendment, we will place a notice on our homepage. Please periodically review the controlling version of these Terms and Conditions. All change are effective immediately when we post them. By continuing to use the Site subsequent to The World Bank Group making available an amended version of these Terms and Conditions, you thereby acknowledge, agree, and consent to such amendment.

The failure of The World Bank Group or any of its member institutions to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. No waiver by The World Bank Group or any of its member institutions of any provision of this Agreement shall be binding except as set forth in writing and signed by its duly authorized representative.

These Terms and Conditions are fully assignable by The World Bank Group and will be binding upon and inure to the benefit of our successors and assigns.

No agency, partnership, joint venture, employee-employer, or franchiser-franchisee relationship is intended or created by these Terms and Conditions. You agree not make any public statements that assert or imply any relationship with The World Bank Group, unless you have The World Bank Group's prior written approval.

If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the court should nevertheless endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms and Conditions remain in full force and effect.

The World Bank Group reserves all rights not expressly granted under these Terms and Conditions, and no other rights are granted by implication or estoppel or otherwise.

The headings in these Terms and Conditions are for convenience only and have no legal or contractual effect.

2. Privacy Policy

I. Introduction

Your privacy on the Internet is of the utmost importance to us. Because we gather certain types of information about the users of the World Bank's sites and services, we want to ensure that you fully understand the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it. This privacy policy applies to all World Bank sites - that is all sites within the "worldbank.org" domain name.

II. What Information Does the World Bank Collect?

Personal information

If you register for an email newsletter, buy a book, post to a blog or join a discussion group, you may be asked for information that helps to identify you, such as your name, email address, and organization. The information you are asked to provide is used for technical and customer administration of the site only and is not shared with third parties.

If you have ordered a publication or made other purchases online, the Bank uses a contractual fulfillment vendor to process and ship orders, and a credit card processing service to bill users. These companies do not retain, share, store or use identification information for any secondary purposes. These parties are not allowed to use such information except for the purpose of providing these services.

Non-personally identifiable information

The World Bank has and will continue to contract with third-party vendors to track and analyze information about the usage of World Bank sites. This information is gathered so that the World Bank can better understand the usage of its sites and improve and develop them. None of this information can be used to identify individual site visitors. All vendors that the Bank works with have their own privacy policies that include clauses that they will not share Bank data with third parties unless specifically requested to do so by the Bank or as directed by law. All data collected by third party vendors is owned by the World Bank, and the World Bank will not share, sell, distribute or rent this information to anyone.

Only summaries of visitors’ behavior are produced. Examples of this type of information include statistics on most popular and least popular pages. The information collected cannot be traced back to a particular individual.

The purpose of this data collection is so that the World Bank can better understand the preferences of its visitors and improve its site and services. This information is never connected with any personal information you supply to us if you register on our website.

Use of cookies and web beacons

When you register for one of our services, the World Bank sets a cookie, a small bit of code stored on your computer's hard drive that enables you to manage your subscriptions and online profile. By setting this cookie, the World Bank will remember you the next time you visit and won't have to bother you by asking questions you have already answered (like address information).

You are always free to decline cookies if your browser permits, although in that case you may not be able to use certain features on the site and may be required to re-enter information more frequently to use certain services on the website.

IP Addresses

In addition, the World Bank also records your IP address, which is the Internet address of your computer, and information such as your browser type and operating system. This information helps us learn about the geographical distribution of our website visitors and the technology they use to access our site.

Children's privacy

The World Bank operates Youth and the World Bank Group, a website that provides information on global issues that matter to today's youth.

To participate in the discussion forums, users are required to disclose their name and email address. This information is not used for commercial purposes, is not shared with third parties and is only used for site administration. Parents have the right to request removal of any personal information provided by their children. To remove information about their children from Bank systems, parents can send a message on the General Inquiries page with the full name and age of the child, where the child is registered, and a statement that the sender is the child's parent or legal guardian.

III. What If I Don't Want to Share My Information?

Registering on our site is optional. If you choose not to register or provide personal information, you can still use the World Bank's web site. However, you will not be able to purchase items or receive email newsletters.

If you register for a newsletter, post to a blog, or contribute to a forum, consultation, or conference the Bank will not share, sell, distribute or rent your information to anyone. On an occasional basis, and with your specific authorization, the Bank may share your mailing address information if you enter into a transaction on our Publications. Your information will only be shared if you indicate that you would like to receive information from UN agencies, multilateral banks or international organizations. Your e-mail address will never be shared with any outside party for marketing purposes and will be kept strictly confidential.

IV. Security

The World Bank Group employs a range of technologies to protect the information maintained on our systems from loss, misuse, unauthorized access or disclosure, alteration, or destruction.

V. How to Contact Us

If you have any questions or concerns about the World Bank Privacy Policy, please contact us.

Glossary

Cookie: A cookie is a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a website's computers and stored on your computer's hard drive. Each web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Once the user has closed the browser the cookie will no longer be accessed during that session.

Demographic Information: This may include your gender, age, postal code, interests, and other information you provide to us voluntarily. We use this information to provide you with personalized services and to analyze trends to ensure the information provided by the sites meets your needs. For example, we could offer personalized News or reminders about upcoming events if you tell us which programs and topics you're interested in.

IP Address: When your web browser or email application requests a web page or email from another computer on the Internet, it automatically gives that computer the address where it should send the information. This is called your computer's "IP address." (IP stands for "Internet protocol.") For many users accessing the Internet from a dial-up Internet service provider (ISP), the IP address will be different every time you log on. The World Bank does this to learn about the geographical make-up of its web site traffic.

Web Beacons: Also known as "clear gifs," "web bugs" or "pixel tags," these are tiny graphics with a unique identifier, similar in function to cookies, and are used to allow us to count users who have visited certain pages and to help determine the effectiveness of promotional or advertising campaigns. When used in HTML-formatted email messages, web beacons can tell the sender whether and when the email has been opened. In contrast to cookies, which are stored on a user's computer hard drive, web beacons are embedded invisibly on Web pages.

3. Cookies Policy

1. Google Analytics

We use Google Analytics to track visitors on this site. Google Analytics uses cookies to collect this data. In order to be compliant with the GDPR regulation Google recently included a data processing amendment to its privacy policy.  The data we collect will be processed anonymously and “Data sharing” is disabled. We don’t use other Google services in combination with Google Analytics cookies.

2. Customer preference cookies

When you're browsing in this site, these cookies will remember your preferences (accept o not accept Cookies GA), for the best user experience.